NOW EARN UP TO 30,000
BONUS POINTS*
Get extra bonus points when you add an authorized user to the Amtrak Guest Rewards® Preferred Mastercard®
Explore Which Credit Card Is Best for You
Amtrak Guest Rewards® Preferred Mastercard®
EARN UP TO 30K BONUS POINTS*
Earn 25K points after spending $1,500, plus 5K points after adding an authorized user.
All within the first 3 billing cycles of account opening.*
Apply by 9/2/26.
Amtrak Guest Rewards® Mastercard®
EARN UP TO 20K BONUS POINTS1
Earn 15K points after spending $1,000, plus 5K points after adding an authorized user.
All within the first 3 billing cycles of account opening.1
Apply by 9/2/26.
Must apply here for this offer. Offers vary elsewhere.^
Summary of Credit Terms$99 Annual Fee**
Must apply here for this offer. Offers vary elsewhere.^
Summary of Credit TermsNo Annual Fee2
3x points
3 points per $1 spent* on Amtrak travel, including onboard purchases
2x points
2 points per $1 spent1 on Amtrak travel, including onboard purchases
2x points
2 points per $1 spent* on dining, travel, transit and rideshare
2x points
2 points per $1 spent1 on dining
1x points
1 point per $1 spent* everywhere else
1x points
1 point per $1 spent1 everywhere else
20% rebate on onboard food and beverage purchases
In the form of a statement credit*
10% rebate on onboard food and beverage purchases
In the form of a statement credit1
Additional Card Benefits
Round-trip companion coupon
upon account opening and card anniversary*
One-class upgrade
upon account opening and card anniversary*
Station lounge pass
upon account opening and card anniversary*
Earn tier status faster
Earn 1,000 TQPs (Tier Qualifying Points) each time you make $5,000 in qualifying purchases*
Points don’t expire
as long as your account remains open*1
5% point rebate
when you redeem your points for Amtrak travel*1
No foreign transaction fees**2
on purchases made with your card outside the United States
Amtrak Guest Rewards® Preferred Mastercard®
Amtrak Guest Rewards® Mastercard®
Must apply here for this offer. Offers vary elsewhere.^
Summary of Credit Terms$99 Annual Fee**
Must apply here for this offer. Offers vary elsewhere.^
Summary of Credit TermsNo Annual Fee2
^ Offers may vary depending on where you apply, for example online or in person. To take advantage of this offer, apply now directly through this advertisement. Review offer details before you apply.
Amtrak Guest Rewards Preferred Mastercard:
*See the Credit Card Rewards Terms and Conditions for details. See the Amtrak Guest Rewards Program terms and conditions at amtrak.com/guestrewards for information regarding expiration, redemption, forfeiture, and other limitations. Additional 5,000 points from adding an Authorized User will be applied to your account in 6-8 weeks. Only one Authorized User point bonus per account.
**For additional information about Annual Percentage Rates (APRs), fees and other costs for the Amtrak Guest Rewards Preferred Mastercard, see the Summary of Credit Terms.
Amtrak Guest Rewards Mastercard:
1See the Credit Card Rewards Terms and Conditions for details. See the Amtrak Guest Rewards Program terms and conditions at amtrak.com/guestrewards for information regarding expiration, redemption, forfeiture, and other limitations. Additional 5,000 points from adding an Authorized User will be applied to your account in 6-8 weeks. Only one Authorized User point bonus per account.
2 For additional information about Annual Percentage Rates (APRs), fees and other costs for the Amtrak Guest Rewards Mastercard, see the Summary of Credit Terms.
Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
